Business & Economics-Microfinance Risk Management with Work Breakdown Structure

I just read an article from scientificresearch publishing stating that make use of Work Breakdown Structure to for Microfinance Risk Management.The following is general meaning:

Building inclusive financial system in China makes microfinance products become practical tools in solving financial difficulties of small and medium enterprises (SMEs). Discuss general management risk of microfinance under effective credit structure and then analyze the Work Breakdown Structure (WBS) in microfinance management from the perspective of project management effectiveness. Moreover, use ergonomics and probability theories to find out the effects on microfinance management through institutions with simpleness and swift. It is demonstrated that optimization of microfinance management program under inclusive financial sectors can probably be beneficial to microfinance credit risk control.

But I can’t understand how to put it into effect very well.Hope for some help.

(Full article: scientific researchpublishing )

Why can’t you bought a lesson from mistakes?-your brain brain is just wired badly

You often make the same mistake twice,you are distressed.The following research from mailonline maybe can ease you:

Some people will never learn – and now scientists think they know why. People who keep repeating the same mistakes have less active brains.

The study at Goldsmiths, University of London, is one of the first to try and work out why some people are better at learning from their mistakes than others.

The team studied whether participants were able to listen to feedback and improve their performance on a series of tests.

They found that the results varied significantly.

The research, led by Professor Joydeep Bhattacharya in the Department of Psychology at Goldsmiths, examined what it is about the brain that defines someone as a 'good learner' from those who do not learn from their mistakes.

'We are always told how important it is to learn from our errors, our experiences, but is this true?,' he said.

'If so, then why do we all not learn from our experiences in the same way? It seems some people rarely do, even when they were informed of their errors in repeated attempts.

'This study presents a first tantalising insight into how our brain processes the performance feedback and what it does with this information, whether to learn from it or to brush it aside.'

The study, published in a recent issue of the Journal of Neuroscience, investigated brainwave patterns of 36 healthy human volunteers performing a simple time estimation task.

Researchers asked the participants to estimate a time interval of 1.7 seconds and provided feedback on their errors.

The participants were then measured to see whether they incorporated the feedback to improve their future performances.

'Good learners', who were successful in incorporating the feedback information in adjusting their future performance, presented increased brain responses as fast as 200 milliseconds after the feedback on their performance was presented on a computer screen.

This brain response was weaker in the poor learners who did not learn the task well and who showed decreased responses to their performance errors.

The researchers further found that the good learners showed increased communication between brain areas involved with performance monitoring and some motor processes.

Caroline Di Bernardi Luft, one of the research paper's co-authors from the Federal University of Santa Catarina, commented: 'Good learners used the feedback not only to check their past performance, but also to adjust their next performance accordingly.'

The brain responses correlated highly with how well the volunteers learned this simple task over the course of the experiment, and how good they were at maintaining the learned skill without any guiding feedback.

'Though these results are very encouraging in establishing a correlation between brains responses and learning performance, future studies are needed to identify a causal role of these effects,' Professor Bhattacharya added.

So you needn’t to be distressed,it is your brain  decided.Haw,Haw!

Today is a ranny day

These days are all day of overcast and rainy!So annoying!I love sunny,because sunny make me relaxed!

Still remember some time ago to continuous fine for seven days.Every day are full of sunshine.So beautiful! Good look at that time!

Microbiology-Identification of Root Lesion Nematode and Plant Resistance

Root lesion nematode, one of the three most devastated plant parasitic nematodes, is widespread in the world. They can invade various food and cash crops, and cause great agriculture loss. Recognition and identification of root lesion nematode are important joint of nematode management, as well as the mechanism research of plant anti-nematode, which is of great benefit to breed resistance varieties. But how to identify Root Lesion Nematode? A research < A Review of Root Lesion Nematode:Identification and Plant Resistance >from ScientificResearch Publishing have discussed this question and I believe you can find the answer: In this review, the recent advances in nematode identification and research of plant anti-nematode are presented, and the importance of non-inaccuracy identification of nematode was emphasized. The mechanism of resistance to root lesion nematode was also discussed.

(date source: Scientific ResearchPublishing)

A colledge has realized buy with neither money nor card ，but Biometric Scans

I often think if there is one day，we can by with our finger？I just now read an article from popsci technology volume which state an Engineering College has made it come true：

These days, fingerprint scanners are used, but not very widely outside of Tom Cruise movies. But a small South Dakota college is doing a trial run of a scanner that has you swipe a finger to make a transaction.

The School of Mines and Technology in Rapid City has put the tech into two shops on campus. Purchasers type their birthday into a pad, swipe their finger in a machine, and get a receipt delivered by email. The scanner checks the buyer's unique print to identify him or her, and it also checks for living hemoglobin in the finger, preventing any unsavory characters from trying to use a severed digit.

The 2,400-student campus is filled with only mechanical engineering or hard science majors, which is why they were picked for the pilot program run by Hanscan Indentity Management and one of its subsidiaries, Nexus USA. About 50 students volunteered to try it out.

There are privacy issues involved with these scanners--you have to offer up your fingerprint before it can be identified as you--but it's a give and take. You give your fingerprint, and a thief, presumably, can't impersonate you as easily. Although once these get more widely used, it'll become more worthwhile for someone to figure out how to beat it.

（source：http://www.scirp.org）

SCIRP reports empirical evidence that uncovers some mystery of modern phillips curve

The modern Phillips curve is about the relationship between inflation and unemployment and has been the center of a fierce debate in economics over fifty years. A research from SCIRP reports empirical evidence that uncovers some of its mysteries. The rate of inflation and the unemployment rate are closely related to business cycles. What is of interest is that no two business cycles are exactly alike; however, all business cycles are essentially alike. Each expansion is ended by a recession induced by adverse shocks. The U.S. economy suffers from adverse shocks all the time, but not every shock gives rise to a recession. Why do adverse shocks often induce a recession after an expansion that has lasted for a substantial duration? That is, why are double-dip recessions so rare? Here do we find important evidence in the Phillips curve that may help answer this question. We also discuss some issues related to the monetary policy and raise a few open questions about the relationship between unemployment and business cycles.

(sourcre: http://www.scirp.org)

A research about population coding theory of quantum cognition and decision making

Quantum cognition uses only the mathematical basis of quantum theory to inspire and formalize models of cognition that are superior to models based on traditional probability theory. “Superior” means a better account of empirical data and/or increased explanatory power. But,to date, no study has attempted to explore neural implementations of such “quantum-like” information processing in the brain. The < World Journal of Neuroscience > from scientific researchpublishing demonstrates that neural population coding of information with nonlinear neural response functions can account for such “quantum” information processing in decision-making and cognition. It is also shown that quantum decision theory is a special case of more general population vector cording theory. Future applications of the present theory in the rapidly evolving field of “psychophysical neuroeconomics” are also discussed.

Welcome everyone gathered and air your opinion!

(source text: scientific researchpublishing   )

'God Particle' Scientists reveal how the universe will end

The research about the universe destruction emerge in endlessly. On 19 February 2013, mailonline science reported that scientists studying the properties of the so called 'God Particle' say they may be able to determine exactly how the universe will end.

A concept known as vacuum instability could result, billions of years from now, in a new universe opening up in the present one as a tiny 'bubble', and eventually replacing it, they say.

'If you use all the physics that we know now and you do what you think is a straightforward calculation, it's bad news,' Joseph Lykken, a theoretical physicist with the Fermi National Accelerator Laboratory in Batavia, Illinois, told reporters at the American Association for the Advancement of Science meeting in Boston.

'It may be that the universe we live in is inherently unstable and at some point billions of years from now it's all going to get wiped out,' said Lykken, who is also on the science team at Europe's Large Hadron Collider, or LHC, the world's largest and highest-energy particle accelerator.

Physicists last year announced they had discovered what appears to be a long-sought subatomic particle called the Higgs boson, which is believed to give matter its mass.

Work to study the Higgs' related particles, necessary for confirmation, is ongoing.

If confirmed, the discovery would help resolve a key puzzle about how the universe came into existence some 13.7 billion years ago - and perhaps how it will end.

'This calculation tells you that many tens of billions of years from now, there'll be a catastrophe,' Lykken said.

'A little bubble of what you might think of as an ‘alternative' universe will appear somewhere and then it will expand out and destroy us,' Lykken said, adding that the event will unfold at the speed of light.

Scientists had grappled with the idea of the universe's long-term stability before the Higgs discovery, but stepped up calculations once its mass began settling in at around 126 billion electron volts - a critical number it turns out for figuring out the fate of the universe.

The calculation requires knowing the mass of the Higgs to within one percent, as well as the precise mass of other related subatomic particles.

'You change any of these parameters to the Standard Model (of particle physics) by a tiny bit and you get a different end of the universe,' Lyyken said.

Earth will likely be long gone before any Higgs boson particles set off an apocalyptic assault on the universe.

Physicists expect the sun to burn out in 4.5 billion years or so, and expand, likely engulfing Earth in the process.

(source: scientific research publishing)

How I think the quality of open access journals?

As responsibility editor of  open access  journal,I have to admit that the amount of outstanding articles is small,so a limited number of articles published in the Issue publications.Some people believe your article can be published so long as you pay the fees. No, It is impossible! The articals dealed by me, can be hired for the offer, can not be accepted resolute rejection.Of course,not all the articals are handled by me , after all,I only master my own research area .Some one may say:I have delivered an article to **,then be requested to modify easily and considered to be meaningful .I want to tell you: be requested to modify means your article has been strictly  peer reviewed.Whether the require is reasonable, it depends on the level of reviewers. As to your article been considered to be meaningful,it is only the opinion of reviewers, so he thinks it is necessary to let you to modify. If only for money,he can directly employed rather than bring them back to you modify. And that, As a new periodical industry, Initial stage must be a bit difficult.But after 3 or 10 years, the results of discussion may be completely different from today!

Kiwis-a good fruit to whitening skin

A report from mailonline health column state that kiwis can make your skin glow.

Is it possible to glow with health? If new research is to be believed, the answer is yes.

Eating at least three portions of fruit and vegetables daily – including carrots, cabbages and kiwi fruit – gives skin a ‘healthy’ radiance akin to a tan after just a few weeks, according to the study.

Psychologists from the University of St Andrews analysed the impact fruit and vegetable consumption had on perception of skin colour.

Pictures were taken of men and women to analyse their skin tone before and after the test period.

Researchers found that increased fruit and vegetable consumption led to a deepening of natural red and yellow skin colouration.

They calculated that 2.9 portions of fruit and veg a day over a six-week period are enough to make people look more healthy, while 3.3 portions will boost attractiveness.

In a second project, participants were asked to ‘judge’ the pictures to rate how attractive the faces were. Those with the ‘healthy glow’ were deemed most desirable.

Campaigners struggling to persuade people to eat the recommended five portions of fruit and veg a day could use the findings to promote the idea that such products are not only healthy, but make you more attractive.

‘Advertising the results of our work could be persuasive in motivating individuals to eschew the dangers of excess ultraviolet exposure in favour of improving diet, which we show to be a more effective way of improving appearance,’ says Dr Ross Whitehead, who led the study.

‘We found that skin colour associated with fruit and vegetable consumption influences apparent health to a greater extent a tan.’

Carotenoids – the nutrients responsible for the colours in foods, including carrots and sweet potatoes – are thought to be responsible for the effects. Carotenoids are also present in all layers of human skin.

There are several hundred carotenoids, but beta-carotene and lycopene are among the most  studied and are associated with  a number of health benefits. Carotenoids in retinas, for  example, protect the eyes.

 (article resource: SCIRP)

Make use of electromagnetic field to charge

The electromagnetic field around us.We can't see them with the naked eye, but this does not mean they can not be used as an energy source. Scientists created an equipment which can charge AA-battery by making use of electromagnetic field produced from vehicles and electronic products.

The amount of energy collected by the Electromagnetic Harvester is still a major problem temporarily. A "finger" battery can support a day of electricity consumption of electronic equipment.

According to Dennis Siegel, students from the University of the Arts, in order to obtain power, Electromagnetic Harvester must be closed to the computer, mobile phone or into the subway. Once the device reaches a sufficiently strong magnetic field area, the LED lamp of the device will emit red light, that is charging.

(artical resource:SCIRP)

What affects the Nutritional Status(Food Consumption at Home, and Preference-Selection in the School)

Nutritional status is a measurement of how well the nutrients in your diet are and does it meets the physiologic needs of your body. Health care professionals like registered dietitians, nurses and physicians are trained to review and assess many different parameters to assess a person's nutritional status. They do this through the use of medical tests and other tools that provide dietary information.A research from scientific research publishing mainly studies the differences between  Family dietary and school dietary,and their affects on Nutritional Status.

To assess the relationship between food consumption at home, nutritional status, gender preference and the preference-selection of natural products (fruits and vegetables) and industrialized (candies and chips) in a situation of free access for a population of Mexican schoolchildren. 115 children participated in the test, 59 boys and 56 girls from second, fourth and sixth grade of elementary school. We have taken measures of weight, size and the 24-hour consumption record during over five days, at which time also we evaluated the preference and selection of a group of ten products (naturals and industrialized). According to the results 60% of children had normal weight, 23.47% overweight, 14.8% risk of overweight an 1.73% underweight. There were no significant differences with X2 test between nutritional status and gender. Multivariate analysis was applied between gender, consumption by food groups and nutritional status, the interaction was significant in all cases. The Pearson correlation between preference and food choice in the situation of open access is high in the school students at risk of overweight. The preferred and selected products for consumption are those with the highest content of saturated fat, sugars and salt, the less preferred and selected products were fruits and vegetables. We could conclude that the population is at risk for their low consumption of fruits and vegetables; situation that is reflection of the home consumption this document.

(article resource: scientific researchpublishing)

Wildfires pollution is serious than industrial pollution?

A report from USA today stated that U.S. and European "megacities" look less smoggy over the past decade, while ones in China, India, the Middle East and Africa look worse. Meanwhile,it quotes a research from Scientific Research Publishing(SRP or SCIRP) which make use of aerosol pollution data analysis come to this conclusion. The report said it’s air pollution led by wildfires rather than  industrial that dogs these smoggy cities.

I have a question.Why wildfires pollution is serious than industrial pollution?In this cities, how much they burn each year?